75+ GD topics for Bank Exams (with Answers) of 2019

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Here are the latest group discussion topics for bank PO exams. These GD topics are the trending topics in 2019.

  1. Bad bank – Is it a good idea?
    Introduction :- In January 2017, the Economic Survey of India suggested setting up a 'Public Sector Asset Rehabilitation Agency' (PARA).…
  2. Why Indian PSUs are in losses?
    Reports of PSUs in losses have been lingering from a decade. An increasing number of PSUs, even the highly profitable…
  3. Can Artificial intelligence replace Human intelligence?
    Reasons I feel that AI will take over human intelligence are : Technology is never deterministic. It opens various technical,…
  4. Money is honey
    "Money is sweeter than honey", a famous and self-explanatory quote. But is it really true? Money is often seen by…
  5. Is Stock Market similar to gambling?
    The answer is both Yes and No for this question. But the answers are applicable to different people. First and…
  6. Role of ethics in business
    Ethics in Business :- The system of moral and ethical beliefs that guides the values, behaviors, and decisions of a…
  7. Jet Airways Crisis
    Theme :- Jet Airways announced a temporary shutdown of its services in April 2019, because it doesn’t have anymore funds to operate…
  8. Corporate Social Responsibility – Charity or Marketing gimmick?
    Introduction :- Corporate Social Responsibility (CSR) is a relatively new term in the business sphere. The term was first coined…
  9. Coaching centers are destroying education
    The impact of coaching centers on Indian education can be discussed under the following heads :- Parental Pressure: With the…
  10. Elections in India – 2019
    Theme :- The 2019 Indian general election is currently being held in seven phases from 11 April to 19 May 2019 to…
  11. Big Data and Information Privacy – A future challenge
    Big Data is a technology that has come into existence in recent years. Its applications, ease of access and accuracy…
  12. The Future of Cryptocurrencies
    What is a Cryptocurrency :- At present money transactions from one person to another person go through financial institutions such…
  13. NYAY – Can it eliminate poverty?
    What is NYAY :- Rahul Gandhi, president of Indian National Congress announced a new poll promise, which is named as…
  14. India-China relations
    Theme :- After Pulwama terror attacks, India requested United Nations to list Masood Azhar as a global terrorist. Even though 14 countries…
  15. Black or Grey – Abstract GD Topic
    Many people dye their grey hair with black color because of the perspective of society on ageing. When we see so many advertisements everyday…
  16. Moody’s rating upgrade – Impact on India’s economy
    Background :- On 16th November 2017, international rating agency, 'Moody’s Investor Services' upgraded India’s government debt rating from Baa3 to…
  17. Open economy – Role of MNCs in India
    Theme :- Multinational Corporations (MNC) operate in more than one country. In 1991, India faced economic crisis and to lift…
  18. Should public sector banks be privatized?
    Due to increasing banking scams, lack of dynamism and bad corporate governance which ultimately lead to declining trust in the…
  19. Plastic Money – Merits & Demerits
    Background :- In general, debit cards & credit cards are called as plastic money. Plastic money has provided us with the ease…
  20. Recapitalization of Banks
    Background :- Since the government has a major stake in public sector banks it injected capital through Recapitalization bonds, raised…
  21. 5 years of Modi government
    Theme :- In the months of April & May 2019, General elections are going to be conducted. And hence everyone…
  22. Walls are dead – Abstract GD Topic
    Points to speak on this topic :- A few decades before, there existed segregation walls to separate whites from blacks…
  23. Brexit – Impact on India?
    Theme :- There are 28 member countries in 'European Union' (EU). United Kingdom of Great Britain, which means UK is…
  24. Top 30 GD Topics of 2019 (with Answers)
    Any topic can be asked in Group Discussions. But if any issue is trending in the news in the past…
  25. 10% Quota for Economically weaker people in General Category – Good or Bad?
    Theme :- In January 2019, 124th constitution amendment bill was passed to grant 10% reservation for economically weaker sections of…
  26. Insolvency and bankruptcy code
    Developed to find a solution to the proliferating stressed assets of banks, The Insolvency and Bankruptcy Code has been evolving…
  27. Universal Basic Income – Pros & Cons
    Theme :- Indian Government is likely to bring 'Universal Basic Income scheme'. Universal basic income (UBI) or basic income is…
  28. Should Aadhaar be made mandatory?
    With the striking down of Section 57 of AADHAAR Act, Supreme Court has uplifted the AADHAAR requirement from various avenues…
  29. Should Fintech firms and Banks be collaborated?
    In this age of transparency and digitization, Fintech firms and start-ups have been the major gainers. They are also emerging…
  30. Innovation vs Invention – What is more important?
    In this modern era of extremely efficient and constantly advancing global world, for the continued profitability of a company, continuous…
  31. Is RBI’s Autonomy Under Threat?
    Rifts and conflicts between the 'Mint Street and the North Block' are in the nature of the relationship they share…
  32. Impact of Technology on jobs
    Positive side :- Technology increases productivity and hence reduces the burden on workers and eliminates the burden of doing repetitive…
  33. Unemployment Allowance – Pros & Cons
    Theme :- It's elections time. This time, almost all the political parties are promising unemployment allowance of approx Rs.3,000 per…
  34. Fugitive Economic Offenders Act
    What is Fugitive Economic Offenders Act :- Fugitive Economic Offenders Act, 2018 was brought to deal with the economic offenders that…
  35. Industrial Revolution 4.0
    Theme :- In October 2018, WEF (World Economic Forum) launched center for "Fourth industrial revolution" in Maharashtra, India. Initially the…
  36. Markets are found not created
    In favor of the argument (Markets are found not created) :- Many times, markets are discovered. It is like filling…
  37. RBI Vs Govt
    Theme :- The clash between 'Reserve Bank of India' (RBI) & Govt has been in headlines from the past few…
  38. Blockchain Technology – Pros & Cons
    What is Blockchain Technology :- Blockchain consists of transactions (blocks) linked as a chain. Every transaction has a timestamp and…
  39. Impact of falling rupee on Indian economy
    Theme :- From the past few months, rupee value is continuously depreciating. Several factors such as rising crude oil prices,…
  40. Social Media – Impact on human behavior and society
    Difference between Social media & Social networks :- Many students are confusing Social media with Social networks, because these terms…
  41. One year of GST
    Theme :- 1st July is GST (Goods & Services Tax) day. It's been exactly a year since GST was implemented in…
  42. Relevance of WTO in today’s global scenario
    Theme :- Amid US-China trade war, Trump's threats to withdrew from WTO (World Trade Organization) and increasing importance of regional…
  43. Flipkart-Walmart deal – Impact on India
    Theme :- Walmart has struck a deal with Flipkart in May 2018 and is buying 77% stake in it. Positive…
  44. High fuel prices in India – What are the causes?
    Theme :- There is a huge criticism over high fuel prices in India despite having low crude oil prices internationally.…
  45. How can banks prevent Nirav Modi-Like scams?
    Background :- Two employees of Punjab National Bank, the second largest public sector bank of India, tie up with Nirav…
  46. Budget 2018-19 – Analysis
    Who is Happy with Budget 2018 :- Minimum Support Price (MSP) [a guarantee price from the government] for all notified…
  47. 7th pay commission – Pros & Cons
    What is central Pay Commission :- Pay commission is a system or mechanism which was set up in 1956 by…
  48. Should the rich and wealthy in India be taxed more?
     Yes :- With the extra revenue, we can create a better and safe environment, provide quality education, build, roads and…
  49. Rise of Patanjali – Marketing lessons to learn
    Background :- The big brand Patanjali Ayurved Limited is an Indian FMGC company with headquarters in Delhi. This company has…
  50. The key to India’s prosperity is Agriculture
    Background :- India is the2nd largest country with arable land ( 3 percent of land is agriculture land) after USA. India has…
  51. Has Reliance jio changed the telecom sector of India?
    Background :- The huge LTE mobile network operator Reliance Jio Infocomm Limited is a wholly owned subsidiary of Reliance Industries. It…
  52. One Rank One Pension – Advantages and Disadvantages
    What is One Rank One Pension :- One Rank One Pension means ‘Retired soldier of the same rank and have…
  53. Should Politics and Business be mixed?
    Politics and business should be mixed :- In an open market, a business entity will always back a political group…
  54. In what way Payment Banks are useful?
    What is a Payment bank :- A bank licensed as a payment bank can receive deposits and offer remittances only.…
  55. Does corporate world promote entrepreneurship?
    Background :- Entrepreneurship is the process of launching and running a new business. It also defines the willingness and capacity…
  56. FDI in retail – Boon or Bane?
    Boon:- 'FDI in retails' would mean the re-birth of an advanced supply chain management (SCM) structure. People are fooled to…
  57. Impact of GST on Banking sector
    Background :- Goods and Services Tax, a strong taxation system was introduced on 1st of July in India. Every product including…
  58. Fake News – Impact on society
    What is Fake News :- Fake or fabricated news is a type of Yellow Journalism or propaganda that consists of…
  59. E-Commerce – Sustainable business model?
    Background  :- The transaction of buying or selling online, commonly known as E-commerce has seen a speedy growth within the…
  60. Impact of Technology on Banking sector
    Positive impact of technology on banking sector :- The biggest revolution came in banks is Digitization. Banking process is faster…
  61. Unemployment in India
    Causes :- Machines are replacing humans. Automation is causing loss of jobs. In India, still many people are not able…
  62. Corruption in India
    Causes of corruption:- Most of the employees in government and private sector are paid low salaries. Even if someone caught red-handed by…
  63. Digital payments in India
    The evolution of digital payments in India:- India is a massive cash dependent economy with a 13% cash-to-GDP ratio to…
  64. Challenges to Indian Banking sector
    Emerging challenges:- Asset quality is under tremendous pressure due to continued economic slowdown and increase in the rise of the…
  65. Jio’s business model – Sustainable or Not?
    Theme :- Reliance Jio created mobile internet revolution in 2016, when it announced free voice calls and free data for…
  66. Can we rely on Cryptocurrencies like Bitcoin?
    Yes :- Future belongs to technology. Cryptocurrencies make peer-to-peer financial transactions a lot easier. This currency can be sent from…
  67. Impact of GST on Indian Economy
    Positive Impact :- As there will be no inter-state tax, transport of goods will be much easier. There will be…
  68. How to reduce NPA?
    What is NPA :- 'Non-performing Assets' (NPA) are the loans that are not repaid and are not generating any income…
  69. Merger of PSU banks – Is it really necessary?
    Background :- Government of India is planning to merge government owned banks to create a few strong banks that can…
  70. Is GST beneficial for the common man?
    Plus :- Basic food items prices aren't increased. There is no tax on milk, pulses, wheat and rice. Prices of…
  71. Privatization of ‘Air India’ – Good or Bad?
    Background :- In June 2017, Union Cabinet approved the recommendation of NITI Aayog to privatize government owned 'Air India'. Good…
  72. One Belt One Road – Impact on India
    What is One Belt One Road (OBOR) :- OBOR is a China’s project aimed to improve connectivity and cooperation among Eurasian…
  73. Can ‘One Belt One Road’ improve developing world?
    What is One Belt One Road (OBOR) :- OBOR is a China's project aimed to improve connectivity and cooperation among…
  74. Farm loan waivers – Good or Bad?
    Theme :- It's elections time, and every political party is promising farm loan waiver scheme. Agricultural debt waiver scheme was…
  75. Why are many startups failing in India?
    Reasons :- Many startups are giving unrealistic discounts to attract customers. This leads to more investment with low profits. Such…
  76. Banks levying charges on cash transactions – Is it a good move?
    Theme :- Large banks of India like SBI, HDFC and ICICI decided to impose limit on cash transactions on monthly…
  77. SBI merger with associate banks – Good or Bad?
    Theme :- State Bank of India's five associate banks will be merged with SBI from 1st April, 2017. This is…
  78. Impact of Demonetization on Indian Economy
    Positive impact :- A good part of black money is eliminated from the economy. This money can be spent by…
  79. Will GST be a success?
    In Favor :- With the elimination of multiple taxation, taxes will be lower. Hence the burden on manufacturers & prices…
  80. Is it really worth to become a cashless economy?
    In Favor:- Cashless transactions ensures transparency and reduces black money formation. The problems like pick pocketing and robbery will be eliminated.…
  81. Role of digitization in banking
    What is meant by digitization :- Digitization is the process of converting data into digital format. Digitalization means the adoption…
  82. Is India ready to be a Cashless Economy?
    In Favor :- Long before demonetizing 500 & 1000 rupee notes, Indian government is trying to increase cashless transactions through…
  83. India’s fight against ‘Black Money’
    What is Black money :- Money earned through illegal ways and the money earned without paying taxes is called as…
  84. Demonetization of old 500 & 1000 rupees notes – Was it a good move?
    Theme :- On 8th November 2016, Indian Government demonetized 500 and 1000 rupee notes that were in circulation, and announced…
  85. Should Chinese products be banned in India?
    Theme :- India is requesting United Nations to list Masood Azhar, chief of Jaish-e-Mohammed as a global terrorist from a long time,…
  86. Will E-commerce dominate physical stores?
    In Favor :- Growth of E-commerce is much faster than growth of sales in physical stores in retail sector. Online…
  87. India’s obsession with Gold – How it affects Indian Economy?
    Background :- India imports 40% of the World's total production of Gold, making India as the top importer of Gold…
  88. Direct Benefit Transfer (DBT) Scheme – Pros and Cons
    Background :- Direct Benefit Transfer (DBT) Scheme's aim is to transfer subsides, scholarships and other welfare benefits directly to the…
  89. National Food Security Bill – Pros and Cons
    Background :- National Food Security Bill (NFSB) was introduced by the Ministry of 'Food, Consumer Affairs and Public Distribution'  in parliament…
  90. Depreciation of Indian Rupee
    Background :- Depreciation of Currency means decrease in the value of currency compared to the Dollar. In 1947, 1 Indian Rupee…
  91. Is FDI good for India?
    What is FDI :-  FDI ( Foreign Direct Investment ) is the investment by a foreign companies in domestic companies. The…
  92. Should agricultural subsidies be stopped?
      Background:- Agricultural subsidies are the financial assistance to farmers through government-sponsored price-support programs. Agricultural subsidies are started to reduce the…
  93. Can Trade help the poor?
     Background:- Exchange of goods and services is called as 'Trade'. In ancient days, goods were exchanged directly. Later money is…
  94. Privatization will lead to less corruption.
      Background :- Privatization is the process of transferring ownership of a business, enterprise, agency or public service from the public sector to the private sector.…

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4 comments

  1. I have applied for assisatnce General Manager of Co-Op.Bank.
    I want exam material for GD conduct by IBPS.

    Reply

    1. Say what you believe in, so that you will speak well. If you are in support of the argument, support it otherwise oppose it. You can choose to give a balanced approach too.

      However while concluding prefer to give a balanced view.

      Reply

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