Challenges to Indian Banking sector
Emerging challenges:-- Asset quality is under tremendous pressure due to continued economic slowdown and increase in the rise of the levels of Gross nonperforming advances and NPA’s.
- One of the major problems is Large Over dues of farmers in small
How to reduce NPA?
What is NPA :-- ‘Non-performing Assets’ (NPA) are the loans that are not repaid and are not generating any income to the lender.
- Around Rs. 6 lakh crore worth loans are classified as NPA as of 2017 and are causing
Merger of PSU banks – Is it really necessary?
Background :-- Government of India is planning to merge government owned banks to create a few strong banks that can compete in a global race.
- PSU banks were hit hardly by Non-performing Assets (NPA). This is the reason Indian government
Banks levying charges on cash transactions – Is it a good move?
Theme :-- Large banks of India like SBI, HDFC and ICICI decided to impose limit on cash transactions on monthly basis and will levy charges on cash transactions exceeding free ones.
- HDFC, ICICI and Axis banks started this charges from
SBI merger with associate banks – Good or Bad?
Theme :-- State Bank of India’s five associate banks will be merged with SBI from 1st April, 2017. This is the biggest merger yet in the Indian banking industry.
- With this move, SBI’s assets will be 37 lakh
