Current Affairs GD Topics Economic GD Topics

How to reduce NPA?

What is NPA :-
  • ‘Non-performing Assets’ (NPA) are the loans that are not repaid and are not generating any income to the lender.
  • Around Rs. 6 lakh crore worth loans are classified as NPA as of 2017 and are causing
Economic GD Topics

Merger of PSU banks – Is it really necessary?

Background :-
  • Government of India is planning to merge government owned banks to create a few strong banks that can compete in a global race.
  • PSU banks were hit hardly by Non-performing Assets (NPA). This is the reason Indian government
Economic GD Topics

Banks levying charges on cash transactions – Is it a good move?

Theme :-
  • Large banks of India like SBI, HDFC and ICICI decided to impose limit on cash transactions on monthly basis and will levy charges on cash transactions exceeding free ones.
  • HDFC, ICICI and Axis banks started this charges from
Economic GD Topics

SBI merger with associate banks – Good or Bad?

Theme :-
  • State Bank of India’s five associate banks will be merged with SBI from 1st April, 2017. This is the biggest merger yet in the Indian banking industry.
Good :-
  • With this move, SBI’s assets will be 37 lakh
cyber crimes
General GD Topics Social GD Topics Technology GD Topics

How can we deal with increasing Cyber Crimes?

  • Around 11,592 cases of cyber crimes were reported across India in 2015, the number is 26 folds more than the cases reported in 2006 accounting 453 cases.
  • Financial fraud and identity theft are the most common cyber crimes. A