bank po gd topics
Role of digitization in banking
What is meant by digitization :-- Digitization is the process of converting data into digital format. Digitalization means the adoption of technology. But these two words are being used interchangeably.
- Banks are not just
India’s fight against ‘Black Money’
What is Black money :-- Money earned through illegal ways and the money earned without paying taxes is called as ‘Black money’.
- Black money doesn’t always stay black. If a parent uses his black money to pay his child’s fee,
Is India prepared enough to handle cyber attacks?
Yes :-- National Technical Research organization (NRTO), which was formed in 2004, provides technical intelligence to internal and external security.
- Computer Emergency Response Team(CERT)-India notifies concerned regarding cyber attacks, analyses the vulnerability.
- National Cyber Security Policy, 2013 aims at protecting
India’s obsession with Gold – How it affects Indian Economy?
Background :-- India imports 40% of the World’s total production of Gold, making India as the top importer of Gold metal.
- India imports approx 1000 tons of Gold per year.
- The imports are mainly from China, USA, Australia, South Africa
Direct Benefit Transfer (DBT) Scheme – Pros and Cons
Background :-- Direct Benefit Transfer (DBT) Scheme’s aim is to transfer subsides, scholarships and other welfare benefits directly to the bank accounts of beneficiaries.
- It was launched on 1st January 2013.
- Aadhar cards – a unique identification cards based on