Articles By This Author

technology in banking
Economic GD Topics General GD Topics

Impact of Technology on Banking sector

Positive impact of technology on banking sector :-
  • The biggest revolution came in banks is Digitization.
  • Banking process is faster than before and more reliable. Maintenance and retrieval of documents and records have become much faster and easier.
  • Computerized banking
corruption in india
Current Affairs GD Topics Economic GD Topics Ethical GD Topics Political GD Topics

Corruption in India

Causes of corruption:-
  • Most of the employees in government and private sector are paid low salaries.
  • Even if someone caught red-handed by the anti-corruption officials or media, either they get suspended or gets transferred to another location, the punishment imposed
indian banking challenges
Current Affairs GD Topics Economic GD Topics

Challenges to Indian Banking sector

Emerging challenges:-
  • Asset quality is under tremendous pressure due to continued economic slowdown and increase in the rise of the levels of Gross nonperforming advances and NPA’s.
  • One of the major problems is Large Over dues of farmers in small
child-labor
Social GD Topics General GD Topics

Child labour in India

Causes of child labour :-
  • Poverty leads to child labour. Poor families with large numbers make their children work to keep the income steady.
  • Children are cheap source of labor compared to adults. Therefore to cut the labour costs, children
big data
General GD Topics Current Affairs GD Topics

Big Data – Pros & Cons

Background :-
  • The  term “big data” refers not only to large data sets, but also to the frameworks, techniques, and tools used to analyze it.
  • Big data may be semi-structured, structured, or unstructured. It can be collected through any data-generating